Apni Zameen Apna Ghar Scheme 2025
The Punjab Government, under the organization of Chief Minister Maryam Nawaz, has presented the Apni Zameen Apna Ghar Scheme 2025 to offer sensible cover replies to low-income relatives. This inventiveness aims to allocate free 3-marla conspiracies (675 sq. ft.) and proposal interest-free home-based loans up to PKR 1.5 zillion to help worthy families concept their own families.
This article shelters everything you need to distinguish around the scheme—aptness criteria, request procedure, latest updates, and how to secure your plot and loan.
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Quick Summary: Apni Zameen Apna Ghar Scheme 2025
| Detail | Information |
| Program Name | Apni Zameen Apna Ghar Scheme 2025 |
| Launched By | Punjab Government (Chief Minister Maryam Nawaz) |
| Start Date | March 2025 |
| End Date | Ongoing (No official deadline yet) |
| Assistance Provided | Free 3-marla plots + Interest-free loans (up to PKR 1.5 million) |
| Application Method | Online (acag.punjab.gov.pk) & Offline (DC Office) |
| Eligibility | Punjab residents, income < PKR 50,000, no property ownership, NSER registered |
| Helpline | 0800-09100 / complaints.punjab.gov.pk |
What is Apni Zameen Apna Ghar Scheme 2025?
The Apni Zameen Apna Ghar Program is a casing good program considered to help low-income and destitute families in Punjab. The regime is if:
✔ Free 3-Marla Plots (675 sq. ft.)
✔ Interest-Free Loans (Up to PKR 1.5 million)
✔ Easy Installments (PKR 14,000/month for 7 years)
This scheme is a game-changer for daily wage personnel, widows, broods, and limited people who cannot have enough money a home.
Latest Updates (May 2025)
1,800+ Plots Already Allotted – More heirs are being certain via a transparent draw system.
3,000+ Houses Under Construction in each district.
Middle-Income Families Now Included – Expanded aptness to help more persons.
Mandatory NSER & PSER Registration – Required for request.
No Application Fee – Be careful of impostors requesting for money.
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Who is Eligible for Apni Zameen Apna Ghar Program?
To qualify, candidates must meet these supplies:
✔ Punjab Resident (Valid CNIC)
✔ Monthly Income ≤ PKR 50,000
✔ No Land or House Ownership
✔ NSER Registered (Poverty Score ≤ 60)
✔ Age 18+ (Married applicants prioritized)
✔ No Criminal Record or Loan Default History
Priority Groups:
- Widows
- Orphans
- Disabled Persons
- Laborers & Daily Wage Labors
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How to Apply for Apni Zameen Apna Ghar Program?
Method 1: Online Application
- Visit acag.punjab.gov.pk
- Fill the application form using your CNIC.
- Upload required leaflets (CNIC, income resistant, NSER registering).
- Submit & wait for validation SMS.
Method 2: Offline Application
- Visit your District Deputy Official (DC) Office.
- Get the form from the help desk.
- Submit with attested leaflets.
Warning: No fee is compulsory. Bang deception calls to 0800-09100.
How to Get the Construction Loan?
Once you receive your plot allotment, follow these steps:
- Verify Plot Ownership (Get official documents).
- Apply for Loan (Online/DC Office).
- Loan Disbursed in Phases (As building developments).
- Repayment in 7 Years (3-month grace retro).
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Impact of Apni Zameen Apna Ghar Program
✔ Reduces Homelessness – Thousands of relations will own families.
✔ Boosts Economy – Construction jobs & local business growth.
✔ Interest-Free Loans – No financial burden on poor families.
Final Verdict: Should You Apply?
If you are eligible, this is a once-in-a-lifetime chance to own a allowed plot and build a house with an interest-free loan. The process is simple, see-through, and fraud-free.
Don’t wait—apply now before slots fill up!
Need Help? Contact Punjab Government
Helpline: 0800-09100
Complaints Portal: complaints.punjab.gov.pk